owner finance“Have you ever lost a sale because the purchaser was self-employed, or was new to town, or was turned down on a loan application for marginal credit or a high debt-to-income ratio, or some other minor technicality? Have you ever had listings sit and sit, and felt that they would never sell?” Well now you can use Owner Finance to boost your income.

With Owner Finance many of the problems listed above are gone! As now there is a way to create more real estate sales, sell your listings fast, and put together deals you thought were not possible (even when financing is a stumbling block). When the property is sold with owner finance… American Funding Group, a leading note buyer, purchases the financing for cash at closing. Your seller gets cash and you get paid a commission on a deal you didn’t think would go together!

For The Realtor This Means:

      • Greater number of sales
      • More buyers
      • Fast, upfront approval of financing
      • Efficient, easy, rapid closings
      • Optimal financing solutions for both buyer and seller
      • Continuous support from

For The Seller This Means:

      • Larger number of qualified buyers
      • Full price for the property
      • Finding a buyer more quickly
      • Faster closing
      • Mortgage note can be converted to cash

For The Buyer This Means:

      • No loan origination fee
      • No points
      • Much easier credit approval
      • Faster closing
      • Payment structures tailored to meet his/her personal financial situation

“I wanted to sell my house to my sister, who didn’t have enough credit for a bank loan. You helped. I owner-financed the mortgage for her, less expensively than a bank loan. Then you bought the mortgage, and I received exactly what I needed to pay off my house and put a down payment on a new one.” S.A., Canastota, New York

How can you benefit from our services?

  • Take out your slow moving listings, which are free and clear of financing, or mortgaged at less than 40% of market value.
  • Fill out the Mortgage Worksheet (under the “Mortgage” tab) and submit it online to us at American Funding Group. We will present you with purchase plans for the mortgage being created.
  • When you find a buyer, have him/her fill out a credit application.  We will appraise the value of the mortgage being created, based on the terms you suggested, the property, and the buyer’s credit. We will discuss and offer purchase plans so the seller can receive the cash needed and you RECEIVE A COMMISSION!

Or, if you would like an existing mortgage or trust deed appraised, fill out the the Mortgage Worksheet (under the “Mortgage” tab) and submit it online.  We look forward to helping you in any way that we can.